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Report Index

Chairman's Message

1.0 Introducing mecu
arrow 1.1 organisational profile
arrow 1.2 our awards and external
arrow 1.3 mecu and EPA Victoria Sustainability Covenant

2.0 Reporting Structure
arrow 2.1 Organisational profile
arrow 2.2 Our readers
arrow 2.3 Determining the content of the report
     arrow 2.3.1 Stakeholder engagement
     arrow 2.3.2 Sustainablity covenant
     arrow 2.3.3 Materiality assessment
     arrow 2.3.4 Global reporting initiative
arrow 2.4 How to read our sustainability report
arrow 2.5 Changes
arrow 2.6 Framework
arrow 2.7 Reporting and assurance
arrow 2.8 Feedback

3.0 Ethics & Governance
arrow 3.1 Our Goals
arrow 3.2 Our Approach and Commitments
      arrow 3.2.1 Board of directors
      arrow 3.2.2 Board committees
      arrow 3.2.3 The board and member involvement
      arrow 3.2.4 Director remuneration
      arrow 3.2.5 Senior management
      arrow 3.2.6 Management systems
      arrow 3.2.7 Political lobbyinf and contributors
      arrow 3.2.8 Stakeholder engagement

4.0 Delivering Value
arrow 4.1 Our Goals
arrow 4.2 Our Approach and Commitments
      arrow 4.2.1 Financial performance
      arrow 4.2.2 Economic performance

5.0 Our Members
arrow 5.1 Our Goals
arrow 5.2 Our Approach and Commitments
      arrow 5.2.1 Member profile
      arrow 5.2.2 Social inclusion
      arrow 5.2.3 Value to members
      arrow 5.2.4 engaging mecu members
      arrow 5.2.5 Compliance, Member Privacy, Complaints and Sensitive Issues
      arrow 5.2.6 Member deposits
      arrow 5.2.7 Member financial education and advice

6.0 Our Employees
arrow 6.1 Our Goals
arrow 6.2 Our Approach and Commitments
      arrow 6.2.1 Employee profile
      arrow 6.2.2 Recruitment
      arrow 6.2.3 Staff turnover and job creation
      arrow 6.2.4 Health and safety
      arrow 6.2.5 Training and development
      arrow 6.2.6 Employee remuneration and benefits
      arrow 6.2.7 External support for employees
      arrow 6.2.8 Human rights
      arrow 6.2.9 Staff engagement
      arrow 6.2.10 Employee volunteering and fundraising

7.0 Our Products
arrow 7.1 Our Goals
arrow 7.2 Our Approach and Commitments
      arrow 7.2.1 Ethical Investment and Lending
      arrow 7.2.2 Mitigating the impact of climate change
      arrow 7.2.3 Value of lending with an environmental and social benefit
      arrow 7.2.4 goGreen® Car Loan
      arrow 7.2.5 goGreen® Home Loan
      arrow 7.2.6 goGreen® Home Improvement Loan
      arrow 7.2.7 mecu Visa Credit Card
      arrow 7.2.8 Affordable Housing
      arrow 7.2.9 Programs and products for students
      arrow 7.2.10 Community sector banking
      arrow 7.2.11 Premium first home buyers loan
      arrow 7.2.12 Socially responsible product features

8.0 Our Environment
arrow 8.1 Our Goals
arrow 8.2 Our Approach and Commitments
      arrow 8.2.1 Environment Policy
      arrow 8.2.2 Paper
      arrow 8.2.3 Waste
      arrow 8.2.4 Energy
      arrow 8.2.5 Retrofitting
      arrow 8.2.6 Travel
      arrow 8.2.7 Water
      arrow 8.2.8 Land

9.0 Our Communities
arrow 9.1 Our Goals
arrow 9.2 Our Approach and Commitments
      arrow 9.2.1 Community Partnership Program
      arrow 9.2.2 Affordable housing
      arrow 9.2.3 key partnerships mecu supported in 2007/2008

10.0 Independent assurance statement

11.0 Definitions

12.0 GRI G3 application level statement and GRI G3 index

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